| 释义 |
🔑 credit AW BrE /ˈkredɪt/NAmE /ˈkredɪt/ noun➤buy now–pay later 赊购🔑 [U] an arrangement that you make, with a shop/store for example, to pay later for sth you buy 赊购；赊欠◆to get/refuse credit 允许/拒绝赊购◆We bought the dishwasher on credit. 我们赊购了一台洗碗机。◆to offer interest-free credit (= allow sb to pay later, without any extra charge) 提供免息赊购◆a credit agreement 信贷协定◆credit facilities/terms 信贷业务；赊欠期◆Your credit limit is now £2 000. 你的信用额度现在为 2 000 英镑。◆He's a bad credit risk (= he is unlikely to pay the money later). 他有欠账不还的危险。 ➡ compare hire purchase ➤money borrowed 借款🔑 [U, C] money that you borrow from a bank; a loan （从银行借的）借款；贷款◆The bank refused further credit to the company. 银行拒绝再给那家公司提供贷款。 account, balance, bank, credit, debit, deposit, interest, loan, statement, withdrawal Finance 财务Income 收入- earn money/cash/ (informal) a fortune 挣钱；挣一大笔钱
- make money/a fortune/ (informal) a killing on the stock market 在股市上赚钱/赚一大笔钱/发大财
- acquire/inherit/amass wealth/a fortune 获得/继承/积累财富/一大笔钱
- build up funds/savings 积累资金/存款
- get/receive/leave (sb) an inheritance/a legacy 得到/（给某人）留下遗产
- live on a low wage/a fixed income/a pension 靠低微的工资/固定收入/养老金过活
- get/receive/draw/collect a pension 领取养老金
- depend/be dependent on (BrE) benefits/ (NAmE) welfare/social security 靠福利金/社会保障金过活
Expenditure 开支；支出- spend money/your savings/ (informal) a fortune on… 把钱/存款/一大笔钱花在…上
- invest/put your savings in… 投资/把储蓄金用于…
- throw away/waste/ (informal) shell out money on… 把钱浪费/花费巨资在…上
- lose your money/inheritance/pension 失去钱财/遗产/养老金
- use up/ (informal) wipe out all your savings 把储蓄用光
- pay (in) cash 用现金支付
- use/pay by a credit/debit card 用信用卡/借记卡支付
- pay by/make out a/write sb a/accept a (BrE) cheque/ (US) check 用支票支付；开支票；给某人开支票；接受支票
- change/exchange money/currency/ (BrE) traveller's cheques/ (US) traveler's checks 兑换钱/货币/旅行支票
- give/pay/leave (sb) a deposit 预付（某人）订金
Banks 银行- have/hold/open/close/freeze a bank account/an account 持有/开立/注销/冻结银行账户
- credit/debit/pay sth into/take money out of your account 记入账户的贷方/借方；把钱存入账户/从账户中取出
- deposit money/funds in your account 往账户里存钱/存入资金
- withdraw money/cash/£30 from an ATM, etc. 从自动提款机等取钱/现金/30 英镑
- (formal) make a deposit/withdrawal 存款；取款
- find/go to/use (
especially NAmE) an ATM/ (BrE) a cash machine/dispenser 找到/去/使用自动提款机 - be in credit/in debit/in the black/in the red/overdrawn 账面有钱/亏空；有盈余；透支
Personal finance 个人理财- manage/handle/plan/run/ (
especially BrE) sort out your finances 管理/处理/计划/经营管理/整顿财务问题 - plan/manage/work out/stick to a budget 计划/管理/制订/严格执行预算
- offer/extend credit (to sb) （给某人）提供贷款
- arrange/take out a loan/an overdraft 商定/获得贷款/透支额
- pay back/repay money/a loan/a debt 偿还钱/贷款/债务
- pay for sth in (
especially BrE) instalments/ (NAmE usually ) installments 以分期付款方式购买某物
Financial difficulties 财务困难- get into debt/financial difficulties 陷入债务/财务困难
- be short of/ (informal) be strapped for cash 缺钱
- run out of/owe money 钱用光了；欠钱
- face/get/ (informal) be landed with a bill for £… 面对/收到一张…英镑的账单
- can't afford the cost of…/payments/rent 承担不起…的费用/款项/房租
- fall behind with/ (
especially NAmE) fall behind on the mortgage/repayments/rent 拖欠按揭贷款/分期偿还款项/房租 - incur/run up/accumulate debts 带来/积欠/累积债务
- tackle/reduce/settle your debts 处理/减少/付清债务
[U] the status of being trusted to pay back money to sb who lends it to you （偿还欠款的）信誉，信用◆Her credit isn't good anywhere now. 她借钱不还，弄得声名狼藉。➤money in bank 银行存款🔑 [U] if you or your bank account are in credit, there is money in the account 结余 [C, U] a sum of money paid into a bank account; a record of the payment （付入银行账户的）存款金额，贷记◆a credit of £50 50 英镑的贷记◆You'll be paid by direct credit into your bank account. 给你的付款将直接存入你的银行账户。 OPP debit ➤money back 返回的钱 [C, U] (specialist) a payment that sb has a right to for a particular reason 有权索要的款项◆a tax credit 课税扣除➤praise 赞扬🔑 [U] ~ (for sth) praise or approval because you are responsible for sth good that has happened 赞扬；称赞；认可◆He's a player who rarely seems to get the credit he deserves. 他这个选手好像很少得到应得的赞扬。◆I can't take all the credit for the show's success—it was a team effort. 演出成功不能都算成我一个人的功劳，这是集体努力的结果。◆We did all the work and she gets all the credit! 工作都是我们干的，而功劳却都归了她！◆Credit will be given in the exam for good spelling and grammar. 考试中拼写和语法出色者将受到表扬。◆At least give him credit for trying (= praise him because he tried, even if he did not succeed). 至少该表扬他尝试过。 ➡ compare blame noun, discredit noun [sing.] ~ to sb/stha person or thing whose qualities or achievements are praised and who therefore earns respect for sb/sth else 为…赢得荣誉的人（或事物）◆She is a credit to the school. 她为学校赢得了荣誉。➤on movie/TV programme 电影；电视节目 [C, usually pl.] the act of mentioning sb who worked on a project such as a film/movie or a television programme （电影或电视节目演职人员的）片头字幕，片尾字幕◆She was given a programme credit for her work on the costumes for the play. 她为这出戏准备服装，被列入剧目制作人员名单。◆The credits (= the list of all the people involved) seemed to last almost as long as the film! 演职人员字幕持续的时间几乎与这部电影一样长！➤unit of study 学习单元 [C] a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study （大学，以及美国中小学的）学习单元，学分◆My math class is worth three credits. 我的数学课为三个学分。 ●do sb credit●do credit to sb/sthif sth does credit to a person or an organization, they deserve to be praised for it 使值得赞扬（或表扬）◆Your honesty does you great credit. 你的诚实值得大大表扬。●have sth to your creditto have achieved sth 完成；取得◆He's only 30, and he already has four novels to his credit. 他年仅 30，却已著有四部小说。●on the ˈcredit sideused to introduce the good points about sb/sth, especially after the bad points have been mentioned （尤用于提及缺点之后）就优点方面而言●to sb's creditmaking sb deserve praise or respect 使值得赞扬；使受尊重◆To his credit, Jack never told anyone exactly what had happened. 杰克对发生的事守口如瓶，值得赞扬。 🔑 credit AW BrE /ˈkredɪt/NAmE /ˈkredɪt/ verbpresent simple - I / you / we / they credit BrE /ˈkredɪt/ NAmE /ˈkredɪt/present simple - he / she / it credits BrE /ˈkredɪts/ NAmE /ˈkredɪts/past simple credited BrE /ˈkredɪtɪd/ NAmE /ˈkredɪtɪd/past participle credited BrE /ˈkredɪtɪd/ NAmE /ˈkredɪtɪd/ -ing form crediting BrE /ˈkredɪtɪŋ/ NAmE /ˈkredɪtɪŋ/➤put money in bank 往银行存钱to add an amount of money to sb's bank account （给银行账户）存入金额；把…记入贷方；贷记（银行账户）◆~ A (with B) Your account has been credited with $50 000. 已把 5 万美元存入你的账户。◆~ B (to A) $50 000 has been credited to your account.已把 5 万美元存入你的账户。 OPP debit ➤with achievement 成就 [usually passive] to believe or say that sb is responsible for doing sth, especially sth good 认为是…的功劳；把…归于◆~ sbAll the contributors are credited on the title page. 所有撰稿人的姓名均刊登在扉页上。◆~ A with BThe company is credited with inventing the industrial robot. 发明工业机器人是那家公司的功劳。◆~ B to AThe invention of the industrial robot is credited to the company. 工业机器人的发明应归功于那家公司。➤with quality 品质~ A with Bto believe that sb/sth has a particular good quality or feature 认为…有（良好的品质或特点）◆I credited you with a little more sense. 我认为你更有见识。 [usually passive] ~ sb/sth as sthto believe that sb/sth is of a particular type or quality 认为…属（某种类或性质）◆The cheetah is generally credited as the world's fastest animal. 普遍认为猎豹是世界上跑得最快的动物。➤believe 相信~ sth | ~ what, how, etc.… | ~ that…(BrE) () to believe sth, especially sth surprising or unexpected 相信（尤指令人惊奇或意外的事物）◆He's been promoted—would you credit it? 他被擢升了，你相信吗？ |